Titanium-Grade Protection for Michigan Businesses

Commercial insurance built for restaurants, franchises, and high-stakes operations. Access 40+ top carriers, expert risk assessment, and coverage that actually pays when it matters.

Request Your Free Quote Call 248-609-3133

40+ A-Rated Carriers

Michigan-Licensed Experts

Same-Day Quote Turnaround

Why Detroit Businesses Choose Titanium Shield

Protection Built for Real Risk

We don't sell cookie-cutter policies. We architect coverage for businesses that face complex exposure—restaurants with liquor liability, multi-location franchises, commercial fleets, and high-revenue operations where a single claim could end everything.

Independent = Your Advantage

Unlike captive agents locked to one carrier, we compare 40+ insurance companies to find the sharpest pricing and strongest coverage. You get options, not sales pitches.

Industries We Dominate

Restaurants, bars & nightclubs, hospitality & event venues, franchise & multi-location chains, commercial auto & trucking fleets, general liability & workers' comp.

How It Works

Tell Us About Your Business

Quick form or 10-minute call. We need your industry, location, revenue, and headcount.

We Shop 40+ Carriers

Our team runs your profile through top-tier commercial insurers and presents the best 3-5 options.

Bind Coverage & Lock In Protection

Choose your policy, sign docs, and activate coverage—often same-week.

Industries We Serve

Titanium Shield specializes in commercial insurance for businesses with elevated risk and complex exposure. If you've been rejected, overcharged, or under-covered by other agents, we know the markets that will write you.

🍽️ Restaurants & Hospitality

Full-service restaurants, bars, nightclubs, event venues, catering operations.

🚛 Commercial Auto & Trucking

Delivery fleets, box trucks, semi-tractors, hired/non-owned auto coverage.

🏢 Franchise & Multi-Location

Master policies for franchise chains, regional expansion, multi-state operations.

🛍️ Retail & Storefronts

Boutiques, grocery stores, and shops. BOPs, inventory, and cyber liability.

🔨 Contractors & Trades

GCs, electricians, plumbers. General liability, workers' comp, and tools.

🏨 Hospitality & Events

Hotels, banquet halls, wedding venues. Liquor liability and event coverage.

Ready to Lock In Better Coverage?

Fast quotes. Real expertise. Michigan-rooted, business-focused.

Get Your Free Quote Now

"We insured a 12-location franchise group that was paying $240K/year. We restructured their program, added better coverage, and cut their premium to $186K. That's $54,000 in annual savings with stronger protection."

— Case Study: Regional Franchise Group

"Titanium Shield found us a policy that included Assault & Battery coverage—something our last agent missed completely. Required for our liquor license and peace of mind."

— Detroit Nightclub Owner

"Fastest COIs in the business. When I need to bid on a job, I get my paperwork in minutes. They understand that time is money for contractors."

— Licensed Electrical Contractor